Brought to you by Hensley Adjusters
In Texas, natural and structural disasters can strike without warning. Whether it’s a storm, flood, fire, or even an earthquake, understanding the typical cost of restoration and insurance adjusting services can help you prepare and recover effectively. Here’s a detailed breakdown of average costs for various damage-related services across the Lone Star State.
🔥 Fire Damage
- Typical Cost: $4,000 to $25,000+, depending on the size of the property and severity of the fire
- What’s Included: Smoke and soot removal, structural cleaning, odor elimination, and reconstruction
- Factors: Extent of the damage, location of the fire (kitchen vs. attic), and materials affected
🌊 Flood Damage
- Typical Cost: $3,000 to $10,000+, depending on water levels and how long the property was flooded
- Includes: Water extraction, drying, dehumidification, mold prevention, and potential structural repairs
- Note: Costs can increase significantly if mold remediation or wall/floor replacement is needed
🌧️ Hail Damage
- Typical Cost: $1,500 to $12,000+, especially for roof and siding repairs
- Common Areas Affected: Roof shingles, gutters, windows, and siding
- Texas Tip: Hail is especially common in spring—document damage immediately for faster insurance claims
🚿 Water Damage
- Typical Cost: $1,000 to $8,000, depending on the area and materials affected
- Sources: Broken pipes, roof leaks, AC overflows, or appliance malfunctions
- Includes: Cleanup, moisture control, and rebuilding of affected areas
🌍 Earthquake Damage
- Typical Cost: $5,000 to $30,000+ depending on severity and foundation impact
- Repairs May Include: Cracked walls, shifted foundations, broken utilities, and structural reinforcement
- Note: While rare in Texas, occasional tremors can cause costly issues, especially in North and West Texas
🌪️ Storm Damage
- Typical Cost: $2,500 to $20,000+, based on wind intensity, rainfall, and debris damage
- Includes: Roof repairs, tree removal, siding fixes, and water mitigation
- Storm Season: Texas is prone to severe thunderstorms and tornadoes—especially from March to June
🌊 Tsunami Damage
- Typical Cost: Highly Variable
- Context: While rare in Texas, coastal flooding from hurricanes or storm surges can produce tsunami-like damage
- Damage Control: Water extraction, structural drying, contamination removal, and rebuilding
🛠️ Expert Damage Claim Assistance in Texas
When disaster strikes, trust Hensley Adjusters to advocate on your behalf. We specialize in evaluating property damage, handling insurance claims, and ensuring you get the compensation you deserve—without the stress.
